Privacy Center

1. Important information and who we are

Privacy policy

This privacy policy gives you information about how Jarrow Insights Ltd collects and uses your personal data through your use of this website, including any data you may provide when you sign up to our newsletter or use our services.

This website is not intended for children and we do not knowingly collect data relating to children.

Controller

Jarrow Insights Ltd is the controller and responsible for your personal data (collectively referred to as “Jarrow Insights”, “we”, “us” or “our” in this privacy policy).

We have appointed a data protection officer (DPO) who is responsible for overseeing questions in relation to this privacy policy. If you have any questions about this privacy policy, including any requests to exercise your legal rights (paragraph 11), please contact the DPO using the information set out in the contact details section (paragraph 12).

2. The types of personal data we collect about you

Personal data means any information about an individual from which that person can be identified.

We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:

• Identity Data includes first name, last name, any previous names, marital status, title, and gender.

• Contact Data includes billing address, email address and telephone numbers.

• Financial Data includes any bank account details that you provide.

• Transaction Data includes details about payments to and from you and other details of products and services you have purchased from us.

• Technical Data includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, device ID and other technology on the devices you use to access this website.

• Profile Data includes feedback and survey responses.

• Usage Data includes information about how you interact with and use our website and services.

• Marketing and Communications Data includes your preferences in receiving marketing from us and your communication preferences.

We also collect, use and share aggregated data such as statistical or demographic data which is not personal data as it does not directly (or indirectly) reveal your identity. For example, we may aggregate individuals' Usage Data to calculate the percentage of users accessing a specific website feature in order to analyse general trends in how users are interacting with our website to help improve the website and our service offering.

3. How is your personal data collected?

We use different methods to collect data from and about you including through:

• Your interactions with us. You may give us your personal data by filling in online forms or by corresponding with us by post, phone, email or otherwise. This includes personal data you provide when you:

  • interact with our services;

  • subscribe to our publications;

  • request marketing to be sent to you;

  • enter a competition, promotion or survey; or

  • give us feedback or contact us.

• Automated technologies or interactions. As you interact with our website, we will automatically collect Technical Data about your equipment, browsing actions and patterns. We collect this personal data by using cookies, server logs and other similar technologies. We may also receive Technical Data about you if you visit other websites employing our cookies. Please see our cookie policy below for further details.

• Third parties or publicly available sources. We will receive personal data about you from various third parties and public sources as set out below:

  • Technical Data is collected from analytics providers such as Google based outside the UK, advertising networks such as Meta Ads based outside the UK, and search information providers such as Google Search based outside the UK.

  • Contact, Financial and Transaction Data is collected from providers of technical and payment services such as Wise based inside the UK.

  • Identity and Contact Data is collected from data brokers or aggregators such as People Data Labs based outside the UK.

  • Identity and Contact Data is collected from publicly available sources such as Companies House and the Electoral Register based inside the UK.

  • Identity, Contact and Profile Data may be collected from membership organisations of which you are a member, in accordance with the relevant applicable contractual data processing provisions.

4. How we use your personal data

Legal basis

The law requires us to have a legal basis for collecting and using your personal data. We rely on one or more of the following legal bases:

• Performance of a contract with you: Where we need to perform the contract we are about to enter into or have entered into with you.

• Legitimate interests: We may use your personal data where it is necessary to conduct our business and pursue our legitimate interests, for example to prevent fraud and enable us to give you the best and most secure customer experience. We make sure we consider and balance any potential impact on you and your rights (both positive and negative) before we process your personal data for our legitimate interests. We do not use your personal data for activities where our interests are overridden by the impact on you (unless we have your consent or are otherwise required or permitted to by law).

• Legal obligation: We may use your personal data where it is necessary for compliance with a legal obligation that we are subject to. We will identify the relevant legal obligation when we rely on this legal basis.

• Consent: We rely on consent only where we have obtained your active agreement to use your personal data for a specified purpose, for example if you subscribe to an email newsletter.

Purposes for which we will use your personal data

We have set out below a description of all the ways we plan to use the various categories of your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.

Direct marketing

During the newsletter registration process on our website when your personal data is collected, you will be asked to indicate your preferences for receiving direct marketing communications from Jarrow Insights via email.

We may also analyse your Identity, Contact, Technical, Usage and Profile Data to form a view which products, services and offers may be of interest to you so that we can then send you relevant marketing communications.

Third-party marketing

We will get your express consent before we share your personal data with any third party for their own direct marketing purposes, such as if you ask us to refer you to a chosen membership organisation.

Opting out of marketing

You can ask to stop sending you marketing communications at any time by following the opt-out links within any marketing communication sent to you or by contacting us at the details set out in paragraph 12, below.

If you opt out of receiving marketing communications, you will still receive service-related communications that are essential for administrative or customer service purposes.

5. Cookie policy

This cookie policy explains how cookies and similar technologies may be used when you engage with Jarrow Insights' activities and services.

What is a Cookie?

Cookies are small text files, created by websites or platforms, that contain data and are stored on your computer or device to enable various functions. Both session cookies and persistent cookies may be used. A session cookie is temporarily stored in memory while you browse and is erased when you close your web browser or after a certain time has passed. A persistent cookie remains on your device until it expires or is deleted.

Why Cookies are used

Cookies may be used to:

• Enable functionality and technical operations

• Understand how users interact with services and content

• Analyse traffic and usage patterns

• Improve user experience

• Measure the effectiveness of campaigns and communications

• Deliver relevant content

• Remember your preferences and progress

• Prevent duplicate submissions

Categories of Cookies

You may encounter the following categories of cookies:

• Strictly Necessary Cookies: Essential for platforms to function properly. These enable core functionality and cannot typically be disabled.

• Performance Cookies: Collect information about how users interact with services, such as which pages are visited most often. This data is typically aggregated and used to improve functionality.

• Targeting/Advertising Cookies: Used to deliver relevant advertisements, track advertising campaign effectiveness, and build user profiles for marketing purposes.

How we use Cookies

When you engage with Jarrow Insights' activities, cookies may be used. These cookies are typically set by the third-party platforms or service providers we use to deliver our services.

Our Responsibility:

Jarrow Insights determines how your personal data is collected and used when you interact with our activities. While we control how your data is used, the cookies themselves are set by the platforms and services that host or facilitate these activities. For information about how we use personal data collected, please see the relevant sections of this Privacy Policy above.

Cookie Usage:

Cookies may be used to:

• Enable core functionality and technical operations

• Track user behaviour, traffic sources, and engagement

• Measure performance and effectiveness

• Deliver and personalize content

• Remember preferences and progress

• Prevent duplicate actions

The data collected through cookies may include Technical Data as described in paragraph 2 above, including IP addresses, browser type, device information, and browsing behaviour.

Platforms and Services:

We may use various third-party platforms to conduct our activities, including:

• Research and survey platforms

• Social media platforms (Meta/Facebook, LinkedIn, X, Instagram)

• Advertising networks (Google Ads, Meta Ads, LinkedIn Ads)

• Analytics services (Google Analytics)

• Content delivery and hosting platforms

The specific cookies you encounter will depend on which platform hosts the particular activity you are engaging with.

Managing your Cookie Preferences

Cookies are controlled by the platforms where our activities take place. You can manage cookies through:

Browser Settings:

You can manage cookies by adjusting your browser settings:

1. Access your browser settings (usually found in the “Help,” “Tools,” or “Settings” menu)
2. Look for privacy or cookie settings
3. Choose to block all cookies, block third-party cookies only, or delete existing cookies
4. Save your preferences

Platform-Specific Settings:

• Social Media Platforms (such as Instagram, Facebook, LinkedIn, X): Adjust your privacy and advertising preferences within your account settings on each platform. Most platforms allow you to opt out of personalized advertising and control cookie settings.

• Survey Platforms: Check the cookie settings or privacy preferences provided by the survey platform at the time of participation.

• Google Services: Visit Google's Ad Settings to manage advertising preferences and opt out of personalized advertising. You can also use Google's Privacy Controls to manage broader data collection settings.

Mobile Devices:

For information on managing cookies in mobile browsers and apps, please refer to your device manual or the app's privacy settings.

Important Note:

Blocking cookies may impact your ability to participate in certain activities and may prevent certain features from functioning properly.

Withdrawing Consent

If you have previously accepted cookies but wish to withdraw your consent, you can do so at any time by:

• Deleting cookies through your browser settings as described above

• Adjusting your privacy preferences on the relevant platforms

• Opting out of our marketing communications (see paragraph 4)

• Contacting us directly (see paragraph 12)

Third-Party Cookie Policies

For detailed information about how third-party platforms use cookies, please consult their respective cookie and privacy policies. We are not responsible for the cookie practices of third-party platforms, but we choose partners who maintain appropriate data protection standards.

7. Disclosures of your personal data

We may share your personal data where necessary with the parties set out below for the purposes set out in the table “Purposes for which we will use your personal data” above.

• External Third Parties:

  • Service providers acting as processors based in the UK who provide IT and system administration services.

  • Professional advisers acting as processors or joint controllers including lawyers, bankers, auditors and insurers based in the UK who provide consultancy, banking, legal, insurance and accounting services.

  • HM Revenue & Customs, regulators and other authorities acting as processors or joint controllers based in the UK who require reporting of processing activities in certain circumstances.

  • Third parties to whom we may choose to sell, transfer or merge parts of our business or our assets. Alternatively, we may seek to acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your personal data in the same way as set out in this privacy policy.

We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.

8. International transfers

Whenever we transfer your personal data out of the UK to countries which have laws that do not provide the same level of data protection as the UK law, we always ensure that a similar degree of protection is afforded to it by ensuring that the following safeguards are implemented.

We use specific standard contractual terms approved for use in the UK which give the transferred personal data the same protection as it has in the UK, namely the International Data Transfer Agreement. To obtain a copy of these contractual safeguards, please contact us at the email set out in paragraph 12, below.

We may transfer your personal data to service providers that carry out certain functions on our behalf. This may involve transferring personal data outside the UK to countries which have laws that do not provide the same level of data protection as the UK law.

Whenever we transfer your personal data out of the UK to service providers, we ensure a similar degree of protection is afforded to it by ensuring that the following safeguards are in place:

• We will only transfer your personal data to countries that have been deemed by the UK to provide an adequate level of protection for personal data, namely, the EU, Switzerland and the United States of America (under the UK Extension to the EU-US Data Privacy Framework).

• We may use specific standard contractual terms approved for use in the UK which give the transferred personal data the same protection as it has in the UK, namely the International Data Transfer Agreement. To obtain a copy of these contractual safeguards, please contact us at the email set out in paragraph 12.

9. Data security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

10. Data retention

How long will you use my personal data for?

We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.

To determine the appropriate retention period for personal data, we consider the amount, nature and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting or other requirements.

By law we have to keep basic information about our customers (including Contact, Identity, Financial and Transaction Data) for six years after they cease being customers for tax purposes.

In some circumstances you can ask us to delete your data: see paragraph 11 below for further information. In some circumstances we will anonymise your personal data (so that it can no longer be associated with you) for research or statistical purposes, in which case we may use this information indefinitely without further notice to you.

11. Your legal rights

You have a number of rights under data protection laws in relation to your personal data.

You have the right to:

• Request access to your personal data (commonly known as a “subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.

• Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.

• Request erasure of your personal data in certain circumstances. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.

• Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) as the legal basis for that particular use of your data (including carrying out profiling based on our legitimate interests). In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your right to object.

• You also have the absolute right to object any time to the processing of your personal data for direct marketing purposes (see Opting out of Marketing in paragraph 4 for details of how to object to receiving direct marketing communications).

• Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.

• Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.

• Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in one of the following scenarios: if you want us to establish the data's accuracy; where our use of the data is unlawful but you do not want us to erase it; where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.

If you wish to exercise any of the rights set out above, please contact us (see Contact details, paragraph 12).

No fee usually required

You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we could refuse to comply with your request in these circumstances.

What we may need from you

We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.

Time limit to respond

We try to respond to all legitimate requests within one month. Occasionally it could take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.

12. Contact details

If you have any questions about this privacy policy or about the use of your personal data or you want to exercise your privacy rights, please contact our DPO in the following ways:

• Email address: privacy@jarrow-insights.co

• Postal address:

  Jarrow Insights Ltd

  Grow Studios

  86 Wallis Rd, Main Yard

  London E9 5LN

13. Complaints

You have the right to make a complaint at any time to the Information Commissioner's Office (ICO), the UK regulator for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO so please contact us in the first instance.

14. Changes to the privacy policy and your duty to inform us of changes

We keep our privacy policy under regular review.

It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us, for example a new address or email address.

15. Third-party links

This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.